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Investment Overview
Deposit Based Investment
Asset-backed Investments
Individual Savings Accounts (ISAs)
Services & Costs
Our Ongoing Advice & Services
Business Protection

Business Protection

Business protection is all about insuring for the unexpected. It's a way of protecting your business if something goes wrong.

General

General

This section contains miscellaneous & general financial information that you may find useful when dealing with certain life events.

General Insurance

General Insurance

It’s important to ensure you put the right insurance in place to protect your home, its contents and your overall financial security.

Investments

Investments

Investing money needs careful consideration and you need to be absolutely sure of the risks involved. This section provides generic information on different types of saving & investment. You should seek advice appropriate to your specific circumstances prior to making any decisions.

The value of your investments can go down as well as up, so you could get back less than you invested.

Life and Protection Insurance

Life and Protection Insurance

The cost of insurance, particularly life insurance has fallen over recent years, whilst the quality of cover has in many cases increased. With this in mind, it makes sense to periodically review your cover with the help of a professional financial adviser. This section provides helpful information on the different types of protection product available.

The plans detailed below will generally have no cash in value at any time, and will cease at the end of the term. If premiums are not maintained, then cover will lapse.

The Financial Conduct Authority does not regulate Trusts.

Long Term Care

Long Term Care

Meeting the cost of residential and nursing care in old age is a growing issue for many people in the UK. As life expectancy continues to lengthen, more of us can expect to require some form of long-term care. This section contains information to allow you to understand the current situation and help you plan for your future. As with all the information on this website, it's purely intended as guidance - for advice on your specific circumstances you should seek advice.

Mortgages

Mortgages

Not only do you need to consider which mortgage is most suitable for your current needs and circumstances, you also need to think about which interest rate options are most likely to suit your needs. This section has information on the various types of mortgage product which are available.



Pension Planning

Pension Planning

It's important to plan ahead for your retirement. Here, we explain why pension planning is so critical, and describe some of the options available to you. This information is intended only as guidance. For advice on your specific circumstances, please get in touch.

The value of your investment and income from it can go down as well as up, and you may not get back the amount invested.

UK News

New Poundland owners plan 68 store closures
The discount chain sets out turnaround plans a week after it was bought by a US investment firm.
Trump signs order confirming parts of UK-US tariff deal
The pact between the US and UK means tariffs will be reduced on certain goods such as cars entering the US.
British Steel secures £500m contract to supply UK train tracks
The company will forge more than 337,000 tonnes of track in a deal safeguarding its future for the next five years.
WhatsApp to start showing more adverts in messaging app
People who link their WhatsApp account to Facebook or Instagram will see personalised ads.
Experts question whether $499 gold Trump phone can be US-made
It is the latest plan by US President Donald Trump's family that looks to cash in on his name.
Carter Pearl is registered in England & Wales no. 2017052. Registered Office at 5 King Street, Sudbury, Suffolk, CO10 2EB. Carter Pearl is authorised and regulated by the Financial Conduct Authority no.120822 . The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK.

If you have a complaint or dispute with us, you are entitled to make a complaint. We have a complaints procedure that is available on request. If you wish to register a complaint, please contact us either in writing, by telephone or email.

Please be assured we treat complaints seriously. For your protection if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service ('FOS'). Please see the following link for further details:

https://www.financial-ombudsman.org.uk
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